Irreplaceable does not mean uninsurable. When it comes to high-value collections, collectors have options beyond their homeowners’ policy. In fact, many standard policies won’t cover special, high-value collections. Do you [...]
Pollution exclusions found in most commercial insurance policies can leave policy holders including companies, property owners, and independent contractors uninsured against significant loss exposures. To mitigate the severity of liability [...]
Whoever coined the phrase, no sense in crying over spilled milk obviously never lost a prized bottle or bottles of wine from a collection. Wine collectors who learned the hard [...]
It’s easy for employees to make critical errors in judgment when choosing a doctor or seeking other types of healthcare. You can help by educating them about how to avoid [...]
Risk management helps businesses identify threats and implement strategies to avoid damage. The same approach can be applied to developing a healthy, productive workforce. This can have a significant impact [...]
In 2016, more than 2.8 million workers were injured, and more than 5,000 were killed on the job, according to the United States Department of Labor. The latest numbers released [...]
Car owners assume that if their car is totaled, it will be replaced at the amount they paid, or at least the amount they owe. However, that’s not always the [...]
Serving alcohol is a common practice for restaurants, bars, catering companies, entertainment venues and similar establishments. While providing a wide array of beverage options is important, serving alcohol in particular [...]
It’s a good news, bad news situation. The bad news: Lawsuits, once a measure of last resort, are now commonplace in settling disputes. The good news? You can protect yourself, [...]
Offering employees a variety of benefits options, like pension plans, retirement accounts, and health care coverage, is expected of today’s employers. Organizations that provide these resources to their workforce often [...]