Contractors Insurance
in Colorado & Across the U.S.

Contractors Insurance Made Easy

Save time and money with Blueprint, Taggart’s comprehensive portfolio of insurance and surety solutions for contractors

Blueprint was created to provide industry-leading support to contractors, developers, architects, and engineers. Our Blueprint team partners with construction clients to innovate beyond traditional contractors insurance program design. Now, you have access to additional value through construction-specific resources and support.

Protect Your Employees, Projects, & Business

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Contractor Insurance

Do I Need Contractors Insurance?

General contractors, contractors, and subcontractors are generally required to carry some level of contractors insurance. The types of businesses that generally require this coverage include:

  • Residential and Commercial Construction
  • Heating, Ventilation, and Air Conditioning (HVAC)
  • Carpentry
  • Plumbing and Mechanical
  • Cleaning
  • Electrical Contractor
  • Landscaping
  • Painting
  • Handyman Services
  • And More

Even if you aren’t sure about the exact insurance needs of your business or industry, we’re here to help. Get in touch today to learn about your options.

Understanding Contractors Insurance in Colorado

Whether your business is headquartered in Colorado or elsewhere, Taggart offers a comprehensive mix of competitively-priced insurance solutions. Contractors can fully customize coverage based on their specialties, and you’ll work with an experienced insurance advisor to determine exactly what’s needed (and, perhaps most importantly, what you don’t need). The insurance products recommended to you might include:

Property & Casualty
There are many different types of property and casualty insurance to choose from, and having the right coverages is vital for managing construction-based risks. Use Taggart’s expertise to select the best insurance package.

Workers’ Compensation
The Workers’ Compensation experience mod can directly impact a contractor’s bottom line, and even their ability to qualify for projects. Taggart recognizes the importance of managing the mod, and has developed specific risk management programs for the construction industry.

Surety Bonding
Increase your bonding capacity while limiting risk to personal assets. Taggart’s surety team has experience with all common types of construction related bonds, so service is quick and efficient.

Builder’s Risk
We provide tools and support for evaluating appropriate property coverage through traditional builder’s risk policies, installation floaters, and reporting forms.

Wrap-Up Policies
These policies provide comprehensive protection for owners, contractors, and subcontractors on a project-specific basis. Because the Blueprint team understands the unique risks inherent to construction, we can effectively customize coverage structure for individual projects.

Environmental Liability
If construction operations produce pollution, you have environmental liability risks. The damages can add up, but Taggart builds policies that protect against environmental claims.

Professional Liability
Architects, Engineers, Consultants, and Design-Build Contractors have specialized liability risks to consider. Taggart is deeply familiar with these industries, and our team is equipped to provide a wide range of solutions.

Risk Transfer
We’ll assess your contracts for compliance with insurance provisions, including current state and federal laws. Blueprint clients also have access to construction-specific resources and support, including subcontractor agreements, prequels, lien waivers/releases, COI processes, and more.

Business Insurance

Why Contractors Choose Taggart

We’ve protected contractors in Colorado and beyond for more than 80 years. But, it’s not just about best-in-class insurance solutions, quick turnarounds, and 24/7 support. We believe that choosing an insurance advisor is as important as selecting an attorney, accountant, banker, or other professional advisor. As a partner in your success, our advisors strategically identify the business’s needs to ensure proper coverage (without costly overlaps). Additional benefits of partnering with Taggart include:

Cost sensitive solutions.
In the skilled trades, insurance costs add up fast. Your advisor will work with you to develop a package that doesn’t break the bank.

Extensive industry insights.
Requirements and standards evolve constantly. Taggart stays on top of that changing landscape, because you have other things to worry about. Your insurance partner will identify risks and assess needs, effectively mitigating against common losses.

Everything under one roof.
We’re more than an insurance partner. From protecting employees to covering construction sites, we have every contractors insurance product you need. Taggart also advises clients on OSHA and safety concerns, HR matters, and other compliance-related issues.

Quick turnarounds.
Never miss a bid to the competition. When you need coverage, bonds, or certificates, we’re ready to tackle the paperwork to ensure you’re good to go.

Whether you’re working in Colorado or elsewhere in the U.S., we invite you to experience the Taggart difference firsthand.

Meet Your Advisor

Is your construction business protected? Contact us today for an analysis of your business risk.