in Colorado & Across the U.S.
Contractors Insurance Made Easy
Blueprint was created to provide industry-leading support to contractors, developers, architects, and engineers. Our Blueprint team partners with construction clients to innovate beyond traditional contractors insurance program design. Now, you have access to additional value through construction-specific resources and support.
Protect Your Employees, Projects, & Business
Do I Need Contractors Insurance?
General contractors, contractors, and subcontractors are generally required to carry some level of contractors insurance. The types of businesses that generally require this coverage include:
- Residential and Commercial Construction
- Heating, Ventilation, and Air Conditioning (HVAC)
- Plumbing and Mechanical
- Electrical Contractor
- Handyman Services
- And More
Even if you aren’t sure about the exact insurance needs of your business or industry, we’re here to help. Get in touch today to learn about your options.
Understanding Contractors Insurance in Colorado
Whether your business is headquartered in Colorado or elsewhere, Taggart offers a comprehensive mix of competitively-priced insurance solutions. Contractors can fully customize coverage based on their specialties, and you’ll work with an experienced insurance advisor to determine exactly what’s needed (and, perhaps most importantly, what you don’t need). The insurance products recommended to you might include:
Property & Casualty
There are many different types of property and casualty insurance to choose from, and having the right coverages is vital for managing construction-based risks. Use Taggart’s expertise to select the best insurance package.
The Workers’ Compensation experience mod can directly impact a contractor’s bottom line, and even their ability to qualify for projects. Taggart recognizes the importance of managing the mod, and has developed specific risk management programs for the construction industry.
Increase your bonding capacity while limiting risk to personal assets. Taggart’s surety team has experience with all common types of construction related bonds, so service is quick and efficient.
We provide tools and support for evaluating appropriate property coverage through traditional builder’s risk policies, installation floaters, and reporting forms.
These policies provide comprehensive protection for owners, contractors, and subcontractors on a project-specific basis. Because the Blueprint team understands the unique risks inherent to construction, we can effectively customize coverage structure for individual projects.
If construction operations produce pollution, you have environmental liability risks. The damages can add up, but Taggart builds policies that protect against environmental claims.
Architects, Engineers, Consultants, and Design-Build Contractors have specialized liability risks to consider. Taggart is deeply familiar with these industries, and our team is equipped to provide a wide range of solutions.
We’ll assess your contracts for compliance with insurance provisions, including current state and federal laws. Blueprint clients also have access to construction-specific resources and support, including subcontractor agreements, prequels, lien waivers/releases, COI processes, and more.
Why Contractors Choose Taggart
We’ve protected contractors in Colorado and beyond for more than 80 years. But, it’s not just about best-in-class insurance solutions, quick turnarounds, and 24/7 support. We believe that choosing an insurance advisor is as important as selecting an attorney, accountant, banker, or other professional advisor. As a partner in your success, our advisors strategically identify the business’s needs to ensure proper coverage (without costly overlaps). Additional benefits of partnering with Taggart include: