Understanding Small Business Insurance
Every small business has their own unique risks and needs, but the question remains, where is the most sensible place to begin? At Taggart, we believe it starts with a cost-effective Business Owners Insurance Policy (BOP). Every BOP is customized to the specific enterprise being covered, but each plan mitigates common business risks.
We know each business is different and, because of that, we know some small businesses can benefit from increased protection. If this sounds like you, you’ve found the right insurance partner. Our experienced team uses their expertise to analyze risks specific to your industry. Armed with this understanding, your advisor will suggest the best way to manage potential losses with a combination of risk management and risk transfer, including:
Business Auto Insurance For Cars, Trucks, and Vans
If you have vehicles that are used for work, commercial auto insurance is necessary. This coverage also protects your property when employees are behind the wheel of a business-owned vehicle.
Commercial Umbrella Insurance
Over the years, we’ve seen many situations where liability claims exceed a business’s liability insurance coverage limits. Commercial umbrella insurance offers an additional layer of coverage for your business in the event of a catastrophic lawsuit or judgement.
Workers’ Compensation Insurance
Workers’ compensation insurance in Colorado (and elsewhere) pays for medical expenses and a portion of lost wages when an employee is injured on the job. It also provides access to specialized care so that employees can safely return to work in good health, as quickly as possible.