TYPES OF PERSONAL INSURANCE
in Colorado & Across the U.S.
Understanding Your Personal Insurance Needs
It’s a broad term, which means personal insurance can also be confusing and complex. How do you decide which types of coverage will best protect your assets, lifestyle, and financial well-being? To start, partner with the personal insurance experts at Taggart.
Types of Personal Insurance
There are many different types of personal insurance, and packages can be fully customized to minimize your unique set of personal risks. To design the ideal insurance portfolio, we’ll start by evaluating needs and learning about your goals. With this background, some of the insurance products that might be recommended include:
Homeowners Insurance
Protect your house, and everything in it, from losses due to fire, wind, hail, theft, water and more. Your Taggart advisor will get a sense of what needs to be covered, ensuring your most valuable asset is safeguarded.
Personal Auto Insurance
Some level of auto insurance is required in every state. Whether you drive in Colorado, California, or even abroad, we can help you select the coverage needed to protect against injuries and accidents no matter what or where you drive.
Personal Umbrella Insurance
Get the peace of mind that comes with an extra layer of personal liability protection. This coverage goes above and beyond basic home and auto liability limits — learn more about the specifics here.
Flood Insurance
Does your home need flood protection? Most lenders require flood insurance for homes located on a designated flood plain, but this type of insurance also covers damage due to groundwater intrusion.
Recreational Vehicle Insurance
What better way to discover Colorado and beyond than with a home on wheels? Campers, trailers, and motorhomes need special insurance coverage, and our RV specialists make sure you can keep exploring.
Luxury Home Insurance
Luxury residences need protection beyond a standard homeowners policy. Taggart’s Private Clients have access to advisors who understand the importance of appraisals, coverage, and claim service when expensive assets are involved.



Why Team Up With Taggart?
Each advisor on our team is down to earth, empathetic, and committed to steering you toward coverage that protects your most important assets and possessions. That’s why the Taggart team gets to know you, your goals, and your lifestyle. From basic home and auto coverage, to complex protection packages, our personal risk management and insurance services don’t just protect assets — they also protect your lifestyle, finances, and peace of mind.
Personalized Service
Our approach is uniquely solution-minded and 100% customized to you, because you need a partner who understands what you’ve worked for and what you’re trying to protect.
Deep Knowledge
We’ve been protecting and advising clients in Colorado and beyond for more than 80 years. With Taggart, you get confidence and peace of mind that your insurance advisor is well-versed on the ins-and-outs of personal insurance.
Personalized Coverage
Your portfolio of protection will cover everything you need (and nothing you don’t). Together, we’ll develop a holistic plan that addresses personal, family, and asset-based risks.
Simple & Transparent
You’re busy, and sorting through insurance options is time consuming and complex. We aim to keep the process simple and transparent, with quick turnarounds you can count on.